If you haven’t reviewed your auto insurance in a while, now would be a good time to do so. Changes in your lifestyle over the last year may have affected your auto coverage. At KC Wilson Insurance & Financial Services, we recommend our San Jose, CA customers review their policies annually to ensure their coverage is up to date. Here are a few reasons you may need to update your auto coverage.
You’ll need to update your auto insurance after marriage if you’re going to add your spouse to your policy. If your new spouse has his or her own car, you can get a multi-car policy to reduce auto insurance costs.
If you each own a vehicle titled to your individual names, you may want to obtain separate car insurance policies once your divorce is confirmed. We can help you finalize this process to ensure you maintain accurate coverage.
If retirement changes your driving habits, you may need to update your coverage to compensate for these changes. Some people drive less after requirement and require less coverage. Others drive more due to having more time to travel. If you fall into the latter category, increasing your coverage will ensure you have optimal protection on the road.
Upgrading Your Vehicle
A vehicle upgrade or the purchase of a new vehicle will probably have a major impact on your auto insurance, especially if you’re buying your vehicle on time. Your lender may require you to have more coverage than you had on your older model to protect their investment.
By discussing lifestyle changes with your KC Wilson Insurance & Financial Services agent, you can ensure you get the coverage best suited for you. To learn more about auto insurance options in San Jose, CA, call or visit us today.