Choosing the right amount of auto coverage in San Jose, CA is essential to protect yourself and your vehicle. Full coverage auto insurance is the most comprehensive type of policy available. Many factors go into deciding if full coverage is right for you.
Who Needs Full Coverage in San Jose?
There is no definitive answer to this question. Some factors that may influence your decision include the age and value of your vehicle, your driving record, and the amount of coverage you currently have. Full coverage may be a wise investment when you have a newer car with a high value. Also, a vehicle loan may require full coverage. If you have a poor driving record, you may also want to consider buying full coverage to protect yourself financially in an accident.
Your KC Wilson Insurance & Financial Services representative can help you decide if full coverage is right for you. We work with you to find a policy that fits your needs and budget.
What Does Full Coverage Auto Insurance Include?
Full coverage auto insurance includes collision and comprehensive coverage. Collision coverage pays for damages to your car caused by an accident. Comprehensive coverage pays for damages to your vehicle not caused by an accident, such as theft or vandalism.
Both collision and comprehensive coverage include “uninsured/underinsured motorist” (UM/UIM) coverage. This coverage pays for damages if you are in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages.
Call KC Wilson Insurance & Financial Services today for a free, no-obligation quote on full coverage auto insurance in San Jose, CA. We can help you find the policy that’s right for you.