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KC Wilson Insurance & Financial Services LLC

1654 The Alameda, Suite 210
San Jose, CA 95126

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5 moments when you should buy or update life insurance in San Jose, CA

Life insurance isn’t a question of "why." It’s a matter of "when."

It’s true that many people don’t fully realize the importance of life insurance. However, even current policyholders neglect to update frequently. A "set it and forget it" approach is insufficient.

Whether it’s insurance needs, financial strategy, or estate planning, that’s why KC Wilson Insurance & Financial Services recommends regular reviews and revisions. Serving San Jose, CA, the agency lists five events that require an immediate re-evaluation of your life insurance needs.

Getting married

Marriage is a major step. Yet it’s also a financial commitment. The unexpected death of a spouse leaves behind bills, debts, and other expenses. Life insurance helps alleviate this burden by providing for a surviving partner.

Expecting a child

Having a baby can be stressful. But expect a few less sleepless nights with the security of a life insurance policy. In the event of an emergency, increased coverage can cover these costs.

Buying a home

Life insurance can supplement mortgage payments if something happens to you. This ensures the house remains with your spouse, partner, or family after you’re gone.

Starting a business

Life insurance safeguards your business too. In addition to providing protection, a policy may protect investors and other stakeholders who have an interest in a company’s direction if you happen to pass.

Considering retirement

The primary function of life insurance is to replace a deceased person’s wages. In retirement, this is less of a necessity. Social Security and pension may provide enough to warrant a decrease in life insurance benefits.

Contact KC Wilson Insurance & Financial Services

As life changes, your insurance policy should too. Serving San Jose, CA, the agency can find the appropriate coverage to best meet your needs. Schedule an appointment today.

Our Partners:

  • Allianz
  • AmTrust
  • ASI
  • Chubb
  • CNA
  • CSE
  • Encompass
  • First American
  • Foremost
  • Great American
  • Guard
  • Hagerty
  • Hanover
  • Hartford
  • Hartford AARP
  • Kemper Preferred
  • Liberty Mutual
  • Mapfre
  • Markel
  • Mercury
  • MetLife